The 1095 form is used to report your insurance coverage to the IRS. The Affordable Care Act requires all individuals to have health insurance coverage unless they qualify for an exemption.
You will use the information on the 1095 form to verify that you, your spouse and/or any dependents had coverage for each month during the year.
We also encourage you to consult your tax adviser and refer to the 1095 Q&A on the IRS website for more information about the use of the 1095 forms.