Ways to Save

Your health and your wallet both matter to us. We’ve put together these money-saving programs to help our members make their healthcare dollars go further without compromising on quality.

Visit your PCP and earn rewards

When you visit your primary care provider for your annual preventive exam before December 31, 2025, you can earn a $25 gift card through the ACA Rewards program**. This special rewards program is available only to Blue KC members enrolled in an ACA health plan.

Getting started with ACA Rewards is easy

  1. Visit the ACA Rewards website
  2. Click “Register Now!”
  3. Complete the steps and you’re on your way to rewards

**Registration in the ACA Rewards Program is required to be eligible for a gift card

Save and earn with SmartShopper

Did you know the costs for the same medical procedure can vary by hundreds or even thousands of dollars depending on where you go? With SmartShopper, you can compare prices side-by-side and earn cash rewards for choosing cost-effective options1.

How SmartShopper works

  • When your doctor recommends a test or procedure, log in to reach Find Care
  • Choose “Find Doctors, Specialists and Hospitals”
  • Click the “Find Care” button in the pop-up
  • Select the SmartShopper Rewards tile for your search
  • Choose a reward-eligible facility in your network and receive care
  • After your claim is paid, SmartShopper will mail you a reward check

SmartShopper numbers speak for themselves

  • Potential savings of hundreds or even thousands on medical procedures
  • 94% satisfaction rate among Blue KC members who used SmartShopper
  • $0 cost to use the program

Cut costs on prescriptions with Rx Savings Solutions

Rx Savings Solutions (RxSS) is a free online tool that helps you find ways to save money on your prescription medications1. An RxSS pharmacist can even work directly with your doctor to make changes that can help you lower your prescription costs. There are six common ways to save with RxSS:

Different drug, same treatment

Choose from multiple medications that treat your condition

Same active ingredient, lower price

Get the same treatment with a generic instead of a brand name

Same drug, different pharmacy

Sometimes switching pharmacies can lower your costs

Same drug, split in half

Higher doses often cost the same as lower doses; split a larger pill to save

Same ingredients, different pills

Some combination drugs cost more than taking the ingredients separately

How RxSS helps you save

  • Compare options: See all available medications to treat your condition and how they compare to your current prescriptions
  • Know exact costs: Understand exactly what a medication costs, if your plan covers it, and how it impacts your deductible
  • Easy savings: Request lower-cost prescriptions with just a few clicks

Get started with RX Savings Solutions

  1. Log in to your member account to reach the Pharmacy page
  2. Select “Shop & Save with Rx Savings Solutions”
  3. Discuss options with your doctor or pharmacist if you find a savings opportunity
  4. As an option, you can call the RxSS Support team and they can work directly with your doctor to help make changes.

Save and earn with SmartShopper

Did you know the costs for the same medical procedure can vary by hundreds or even thousands of dollars depending on where you go? With SmartShopper, you can compare prices side-by-side and earn cash rewards for choosing cost-effective options1.

How SmartShopper works

  • When your doctor recommends a test or procedure, log in to reach Find Care
  • Choose “Find Doctors, Specialists and Hospitals”
  • Click the “Find Care” button in the pop-up
  • Select the SmartShopper Rewards tile for your search
  • Choose a reward-eligible facility in your network and receive care
  • After your claim is paid, SmartShopper will mail you a reward check

SmartShopper numbers speak for themselves

  • Potential savings of hundreds or even thousands on medical procedures
  • 94% satisfaction rate among Blue KC members who used SmartShopper
  • $0 cost to use the program

Cut costs on prescriptions with Rx Savings Solutions

Rx Savings Solutions (RxSS) is a free online tool that helps you find ways to save money on your prescription medications1. An RxSS pharmacist can even work directly with your doctor to make changes that can help you lower your prescription costs. There are six common ways to save with RxSS:

Different drug, same treatment

Choose from multiple medications that treat your condition

Same active ingredient, lower price

Get the same treatment with a generic instead of a brand name

Same drug, different pharmacy

Sometimes switching pharmacies can lower your costs

Same drug, split in half

Higher doses often cost the same as lower doses; split a larger pill to save

Same ingredients, different pills

Some combination drugs cost more than taking the ingredients separately

How RxSS helps you save

  • Compare options: See all available medications to treat your condition and how they compare to your current prescriptions
  • Know exact costs: Understand exactly what a medication costs, if your plan covers it, and how it impacts your deductible
  • Easy savings: Request lower-cost prescriptions with just a few clicks

Get started with Rx Savings Solutions

  1. Log in to your member account to reach the Pharmacy page
  2. Select “Shop & Save with Rx Savings Solutions”
  3. Discuss options with your doctor or pharmacist if you find a savings opportunity
  4. As an option, you can call the RxSS Support team and they can work directly with your doctor to help make changes.

Healthy living is just a deal away with Blue365®

As a Blue KC member, you get access to exclusive discounts on wellness activities, travel, healthy eating, and more—all at no additional cost1.

Save on:
  • Rental cars, hotels and travel packages
  • Gym memberships and fitness equipment
  • Glasses, contacts and eye exams
  • Hearing aids and services
  • Name-brand athletic shoes and apparel
  • Healthy meal delivery programs
  • Dental services and products
  • So much more

Use Blue365 to start saving today

Joining and redeeming your discounts is as easy as 1-2-3:

  1. Visit the Blue365® website and select “Join”
  2. Enter the first three characters of your Blue KC member ID
  3. Complete your registration with your personal information