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SHORT-TERM PLANS PROVIDE A LIMITED COVERAGE OPTION

Short-Term plans provide temporary coverage with limited benefits to cover hospital, physician and emergency services, as well as many specialized services.

  • Coverage up to 3-months with an option for a 1-month renewal*
  • Four different plan deductibles to choose from
  • Guaranteed insurability for limited coverage
  • Does not include pharmacy benefits

*1-month renewal will begin with 1/1/2025 3-month policies

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Before You Buy: Understand Short-Term Plans

While short-term plans are an affordable and limited option when you’re in between health insurance plans, it’s important to also understand the following before selecting a short-term plan:

  • This plan does not comply with the new benefits, rating and other rules under the Affordable Care Act (ACA).
  • You are responsible for any applicable penalties since this health insurance does not quality as Minimum Essential Coverage.
  • Short-term plans are non-renewable.
  • Short-term plans require underwriting.
  • Short-term plans exclude pre-existing conditions*.

Review the Short-Term Limited Duration Notice for Additional Information

*A pre-existing condition is defined as any illness, injury or other condition for which medical advice, diagnosis, care, or treatment was received or recommended during the 12 months prior to the effective date of coverage.

Short-Term PLUS Prescription Information

2024 Short-Term Plan Brochure

Download Brochure

How to Apply

GO ONLINE

Shop and complete your application online. It’s fast, secure and convenient.

CALL US

Contact a Blue KC representative at 833-467-2137. Or reach out to your health insurance broker/agent.



MAIL US

Download your application, complete it, then and drop it in the mail.

Blue Cross and Blue Shield of Kansas City
One Pershing Square
2301 Main
Kansas City, MO 64108

SHORT-TERM PLANS UP TO 90 DAYS (without Rx)

Questions Answered

We look forward to helping you choose the right insurance coverage for your life. What’s more, we look forward to being your partner in health. Welcome to your local Blues family.