Level Funding
For businesses with 5-99 employees
A smarter way to control your healthcare costs while providing quality coverage. Level Funding gives you the predictability of a fully insured plan with the potential financial benefits of self-funding, all backed by Blue KC’s award-winning local support.
How it works
Your monthly level funded payment to Blue KC includes both administrative costs and stop-loss insurance, plus claims funding. Your maximum annual claims, including claims run-out liability, are predetermined, creating predictable costs that are easier to manage.
Employees can elect from flexible coverage levels:
- Employee and family
- Employee only
- Employee and spouse
- Employee and children
Give your employees the power to choose with ChamberCHOICE. This defined contribution model allows you to provide employees with a health insurance allowance to spend on their healthcare. It’s a win-win because employees get to select the plan that fits their needs while you maintain control over your annual costs.
ChamberCHOICE Level Funding ASO plans offer an excellent alternative to traditional, fully insured small group health plans. Just like our standard Level Funding options, we’ll help you evaluate your maximum claims risk and then blend specific and aggregate stop-loss insurance to create level funding you can budget for each month.
- Employees choose from six unique level funding ASO medical plans that include Spira Care, BlueSelect Plus and the Preferred-Care Blue networks
- Employers may choose to offer one of three dental/vision coverage options
- Administrative costs and stop-loss insurance
- Claims funding
- Employee only
- Employee and spouse
- Employee and children
- Employee and family
See what doctors are in your corner
KC is our hometown too, so we understand which hospitals and doctors your employees trust. Our networks include providers who deliver excellent care without the excessive price tag. Before choosing a plan, we’ll make sure your team understands exactly who’s in their network.