IRS releases cost-of-living adjusted limits for qualified high-deductible health plans
The IRS has released the 2025 cost-of-living adjusted limits for qualified high-deductible health plans (QHDHP). The limits apply to minimum deductible and out-of-pocket maximums as follows:
HSA-compatible HDHP minimum required deductible
- Self-only HDHP coverage $1,650 ($50 increase from 2024)
- Family HDHP coverage $3,300 ($100 increase from 2024)
HSA-compatible HDHP out-of-pocket maximum
- Self-only HDHP coverage $8,300 ($250 increase from 2024)
- Family HDHP coverage $16,660 ($500 increase from 2024)
Read the full IRS document at IRS.gov.
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