Blue KC Medicare Supplement plans
Your Original Medicare is good. Make it even better. Our Medicare Supplement plans help cover the costs that Original Medicare doesn’t, so you can focus on your health and not your wallet. Whether you’re new to Medicare or looking to enhance your coverage, we’re here to help you find the right fit.
Plan F
Comprehensive coverage for those who want the most benefits with little to no out-of-pocket costs. (Note: Plan F is not available if you turned 65 on or after January 1, 2020)
| Benefits | Plan F |
| Medicare Part A coinsurance and hospital coverage | 100% |
| Medicare Part B coinsurance or copayment | 100% |
| Medicare Part A deductible | 100% |
| Medicare Part B deductible | 100% |
Plan G
A popular choice with extensive coverage, only requiring you to pay the Medicare Part B deductible.
| Benefits | Plan G |
| Medicare Part A coinsurance and hospital coverage | 100% |
| Medicare Part B coinsurance or copayment | 100% |
| Medicare Part A deductible | 100% |
| Medicare Part B deductible | N/A |
High-deductible Plan G
Lower monthly premiums with the same coverage as Plan G after you meet the annual deductible of $2,870.
| Benefits | High-deductible Plan G |
| Medicare Part A coinsurance and hospital coverage | 100% after deductible |
| Medicare Part B coinsurance or copayment | 100% after deductible |
| Medicare Part A deductible | 100% after deductible |
| Medicare Part B deductible | N/A |
Plan N
Great coverage at a lower premium, with small copays for office visits and emergency care.
| Benefits | Plan N |
| Medicare Part A coinsurance and hospital coverage | 100% |
| Medicare Part B coinsurance or copayment | 100% |
| Medicare Part A deductible | 100% |
| Medicare Part B deductible | N/A |
Plan K
Looking for lower monthly premiums? Plan K is relatively inexpensive, but offers less coverage than other Medigap options.
| Benefits | Plan K |
| Medicare Part A coinsurance and hospital coverage | 100% |
| Medicare Part B coinsurance or copayment | 50% |
| Medicare Part A deductible | 50% |
| Medicare Part B deductible | N/A |
Plan L
Want predictable costs? Plan L covers 75% of most expenses and includes an annual out-of-pocket cap, helping you budget with confidence.
| Benefits | Plan L |
| Medicare Part A coinsurance and hospital coverage | 100% |
| Medicare Part B coinsurance or copayment | 75% |
| Medicare Part A deductible | 75% |
| Medicare Part B deductible | N/A |
Plan A
Our most basic coverage at the lowest premium. Perfect if you want help with Medicare’s coinsurance but are comfortable handling the deductibles on your own.
| Benefits | Plan A |
| Medicare Part A coinsurance and hospital coverage | 100% |
| Medicare Part B coinsurance or copayment | 100% |
| Medicare Part A deductible | N/A |
| Medicare Part B deductible | N/A |
Plan D
Solid coverage without excess costs. Part D includes hospital and outpatient care but doesn’t cover the Part B deductible.
| Benefits | Plan D |
| Medicare Part A coinsurance and hospital coverage | 100% |
| Medicare Part B coinsurance or copayment | 100% |
| Medicare Part A deductible | 100% |
| Medicare Part B deductible | N/A |
No matter what side of the state line you call home, we’ve got you covered
Medicare Supplement benefits can vary by state. Download our detailed guide for your area to see all of your options.
New to Medicare? Learn the basics in our Knowledge Hub
Access to a national network
With a Blue KC Medicare Supplement plan, you’re free to see any doctor or specialist who accepts Medicare in Kansas City or anywhere else in the country.
Once enrolled in Parts A and B, you can enroll in a Medicare Supplement plan offered by Medicare-approved private insurers where you live. Depending on when you were born, additional plans may be available.
Medicare Supplement enrollment periods differ from other Medicare enrollment periods. Insurers must offer a six-month open enrollment period to all Medicare beneficiaries, regardless of health status, beginning with the first month in which you first enrolled for benefits under Part B. This open enrollment period begins on the first day of the month when you are both 65 and older and enrolled in Part B. Once you are enrolled in a plan, it renews each year if you pay your premium, and the plan is available. After this six-month period ends, insurers may consider your health status for acceptance and premium.
Contact Blue KC at 888-587-7472 for help choosing a plan and getting enrolled.
Complete your coverage
Help cover costs with Prescription Drug (Part D) Plans
Our standalone Part D plans can work alongside your Medicare Supplement coverage to help manage prescription expenses.
Kansas residents: See if D-SNP is right for you
If you have both Medicare and Medicaid, our Dual Special Needs Plans might offer you better coverage at lower costs.
